Get Debt Relief Support from an Experienced Bankruptcy Attorney in the Rocky River, OH Area
Are you overwhelmed by debt and struggling to keep up with your bills? Are your creditors harassing you with phone calls or threatening to take legal action against you to collect what you owe? You can’t wait around while the issue gets worse, but you don’t have to face the situation alone. Bankruptcy may be an option to provide legal protection, stop foreclosure or repossession, and help you get a fresh start so that you can rebuild your finances.
At Bartos & Company, LPA, you can partner with an experienced bankruptcy attorney in the Rocky River, OH area.
We will assess your unique circumstances and determine if bankruptcy is right for you. If it is, we will handle the paperwork and represent you throughout the process. While you can file for bankruptcy on your own, the process can be incredibly complex. Having the right attorney in your corner can drastically impact the results of your bankruptcy case. Get in touch with us today to get the help you need.
We Represent Clients in Chapter 7 and Chapter 13 Bankruptcy Cases
Chapter 7 Bankruptcy: This type of bankruptcy aims to get debts discharged via liquidation. This may involve giving up some of your assets in order to pay off some of your debt. However, debtors are allowed to claim exemptions on essential property up to a certain value. That means most debtors who enter Chapter 7 bankruptcy do not lose their home, the vehicle they use for work, or their necessary belongings. In fact, most Chapter 7 bankruptcies result in a discharge without losing any assets.
Chapter 13 Bankruptcy: This type of bankruptcy is typically used by debtors who earn too much income to qualify for Chapter 7. In a Chapter 13 case, the debtor typically proposes a repayment plan that lasts between 3 and 5 years. If the court and creditors accept the plan, the debtor will make monthly payments until the plan is complete. At the end of the plan, remaining debt is typically discharged.
Chapter 13 Bankruptcy: This type of bankruptcy is typically used by debtors who earn too much income to qualify for Chapter 7. In a Chapter 13 case, the debtor typically proposes a repayment plan that lasts between 3 and 5 years. If the court and creditors accept the plan, the debtor will make monthly payments until the plan is complete. At the end of the plan, remaining debt is typically discharged.
We are a reputable bankruptcy law firm that has helped countless clients get on the path to financial recovery. Our attorneys are highly knowledgeable and experienced in handling bankruptcy legal proceedings.
Don’t Let Your Debt Get Worse; Get Help Today
If you are overwhelmed by debt and considering bankruptcy, contact us. We can walk you through your options and represent you in the bankruptcy process if you decide to proceed. While bankruptcy isn’t the right choice for everyone, it could be the first step on your path to financial recovery. Call (440) 409-0300 or fill out our online contact form to request your free initial consultation with a bankruptcy attorney.
We work with clients in the areas of:
Lorain County, OH
- Avon, OH
- Avon Lake, OH
- Sheffield, OH
- Sheffield Lake, OH
- Lorain, OH
- Berea, OH
Lake County
- Mentor, OH
- Willoughby, OH
- Kirtland, OH
- Wickliffe, OH
- Willowick, OH
- Eastlake, OH
- Painesville, OH
Cuyahoga County
- Cleveland, OH
- Rocky River, OH
- Bay Village, OH
- Fairview Park, OH
- Lakewood, OH
- Brook Park, OH
- Parma, OH
- North Royalton, OH
- Strongsville, OH
- Old Brooklyn, OH
- North Olmsted, OH
- Fairview Park, OH
- North Olmsted, OH
- Remaining Cities of Northeast Ohio
